Paytm not safe
Easy to use but not safe. If you lost ur phone and did not put ur email id while creating account . You will be helpless and cannot retreive ur account. Similarly I have lost 900 rs in my old account. I tried to cibtact customer care but they did not reply.
Hopeless :(
P1254314 about
Paytm: Secure UPI Payments, v5.8.2